Powered by NMI Gateway

Payment Operations,
Simplified

Collect payments, send invoices, track analytics, and manage merchants — all from one platform. No per-transaction fees. No complexity.

PCI Level 1 Certified
99.99% Uptime
24/7 US-Based Support
No Per-Transaction Fees

Trusted by 10,000+ merchants across the United States

$2B+

Processed

99.99%

Uptime

10,000+

Merchants

<2s

Avg Response

app.finmi.io/dashboard
Net Revenue
$184.2K
+15.2%
Transactions
3,842
+8.3%
Approval Rate
98.7%
+0.5%
MRR
$12.4K
+22.8%
Payment Methods
Visa 42%
Mastercard 28%
Amex 18%
ACH 12%
PAYMENT PROCESSING

Accept Every Payment Type Your Customers Prefer

From traditional credit and debit cards to ACH transfers, eChecks, and digital wallets — process payments the way your customers want to pay. With Level 2 and Level 3 processing for B2B transactions, you get the best possible interchange rates.

Credit & debit cards (Visa, Mastercard, Amex, Discover)
ACH bank transfers and eCheck processing
Digital wallets (Apple Pay, Google Pay)
Level 2/3 data for optimized B2B interchange
Cloud EMV for in-person payments
Dynamic checkout with hosted payment pages

Transaction Summary

Last 30 days
$247K
Total Volume
+12.5%
3,842
Transactions
+8.3%
98.7%
Approval Rate
0.3%
Chargeback Rate
VisaMastercardAmexDiscoverACH
SECURITY & COMPLIANCE

Bank-Grade Security for Every Transaction

Your data and your customers' data are protected by multiple layers of enterprise security.

PCI DSS Level 1

Highest level of PCI compliance — the same standard used by major banks and card brands.

End-to-End Encryption

All payment data is encrypted in transit and at rest using AES-256 encryption.

Tokenization

Sensitive card data is replaced with secure tokens, reducing your PCI scope.

24/7 Monitoring

Real-time fraud detection with machine learning algorithms and manual review.

Coming Soon

Chargeback AI

Chargebacks cost merchants billions every year — and most disputes are lost due to poor documentation, not merit. Our AI-assisted dispute response system analyzes chargeback details, generates compliant narratives, and builds evidence packages aligned with card network rules.

AI-generated dispute response narratives
Card network–aligned evidence checklists
Historical win/loss pattern analysis
Guided workflows — no dispute expertise needed
Combined with personal support from your account manager
WHY FINMI

The Difference Is the Relationship

With Stripe, PayPal, and Square, you are a number. Need help with a chargeback? Submit a ticket. Want better rates? Fill out a form. Something breaks at 10pm? Good luck.

With FinMI, you get a dedicated account manager who knows your business, your industry, and your goals. When chargebacks hit, we help you fight them. When you are ready for better rates, one call is all it takes.

Dedicated account manager for every merchant
Personal chargeback support and dispute guidance
Rates that improve as your business grows
Real people available when you need them

Dedicated Manager

A real person who knows your business

Chargeback Help

Hands-on dispute support and AI tools

Better Rates

Pricing that improves as you grow

24/7 Support

US-based team, always available

How It Works

From first conversation to live payments — we handle the complexity.

01

Get in Touch

Tell us about your business and payment processing needs. Our team will design a custom solution tailored to your requirements.

02

We Set You Up

We handle the merchant account setup, gateway configuration, and integration. Our team ensures everything is tested and ready.

03

Start Processing

Go live with full payment processing, real-time analytics, and 24/7 support. Scale your business with confidence.

Ready to Simplify Your Payment Operations?

Join thousands of businesses that trust FinMI for payment processing, invoicing, and merchant management.

No credit card required