Two Products, One Platform
Competitive payment processing with a personal touch, plus a modern operations dashboard priced for value — not volume.
Payment Processing
Our processing rates are competitive with — and often lower than — flat-rate processors like Stripe, PayPal, and Square. But better rates are just the beginning. The real difference is the relationship.
With FinMI, you get a dedicated account manager who knows your business. When chargebacks happen, you are not filing tickets into a queue — you have a real person advocating for you.
Interchange-plus pricing
Transparent cost-plus model — you see exactly what the card networks charge and our margin.
Personal chargeback support
A real person helps you respond to disputes, gather evidence, and improve your win rate.
Rates that grow with you
As your volume increases, your rates improve. No renegotiation hoops to jump through.
No volume-based penalties
We never charge per-transaction fees on the platform — only standard card processing rates.
Operations Dashboard
Flat monthly pricing based on features, not transaction volume. Your costs stay predictable as your business grows.
Lite
Analytics dashboard for NMI merchants who want visibility into their payment data.
Starter
Full commerce suite — payment pages, invoicing, and products for growing merchants.
Growth
Advanced analytics, integrations, and optimization tools for scaling merchants.
Scale
Enterprise infrastructure — white-label, SSO, routing, and dedicated support.
Need more users, accounts, or custom features? Contact us for a custom plan.
Feature-by-Feature Comparison
See exactly what's included in each plan.
| Feature | Lite — $49/mo | Starter — $149/mo | Growth — $499/moMost Popular | Scale — $799/mo |
|---|---|---|---|---|
| NMI accounts | 1 | 1 | 3 | 5 |
| User seats | 1 | 3 | 5 | 10 |
| Dashboard & KPIs | ||||
| Transactions & search | ||||
| Customers & subscriptions | ||||
| Settlements & refunds | ||||
| Reports | 3 basic | All 14 + PDF | All 14 + PDF | All 14 + PDF |
| CSV exports | ||||
| Payment pages | 5 active | Unlimited | Unlimited | |
| Invoicing | 25/month | Unlimited | Unlimited | |
| Products & discount codes | ||||
| Custom branding | Logo + colors | Full CSS | White-label | |
| Tipping & embeds | ||||
| Reminders & late fees | ||||
| Forecasting & cohorts | ||||
| Recovery & fraud analytics | ||||
| Webhooks & integrations | ||||
| SSO & advanced security | ||||
| White-label & custom domain | ||||
| Smart routing | ||||
| Audit logs | ||||
| Chargeback AI | $99/mo add-on | $99/mo add-on | $99/mo add-on | Included |
| Data retention | 6 months | 12 months | 24 months | 36 months |
| Support | Priority | Dedicated |
Lite — $49/mo
- NMI accounts1
- User seats1
- Dashboard & KPIs
- Transactions & search
- Customers & subscriptions
- Settlements & refunds
- Reports3 basic
- CSV exports
- Payment pages
- Invoicing
- Products & discount codes
- Custom branding
- Tipping & embeds
- Reminders & late fees
- Forecasting & cohorts
- Recovery & fraud analytics
- Webhooks & integrations
- SSO & advanced security
- White-label & custom domain
- Smart routing
- Audit logs
- Chargeback AI$99/mo add-on
- Data retention6 months
- SupportEmail
Starter — $149/mo
- NMI accounts1
- User seats3
- Dashboard & KPIs
- Transactions & search
- Customers & subscriptions
- Settlements & refunds
- ReportsAll 14 + PDF
- CSV exports
- Payment pages5 active
- Invoicing25/month
- Products & discount codes
- Custom brandingLogo + colors
- Tipping & embeds
- Reminders & late fees
- Forecasting & cohorts
- Recovery & fraud analytics
- Webhooks & integrations
- SSO & advanced security
- White-label & custom domain
- Smart routing
- Audit logs
- Chargeback AI$99/mo add-on
- Data retention12 months
- SupportEmail
Growth — $499/moMost Popular
- NMI accounts3
- User seats5
- Dashboard & KPIs
- Transactions & search
- Customers & subscriptions
- Settlements & refunds
- ReportsAll 14 + PDF
- CSV exports
- Payment pagesUnlimited
- InvoicingUnlimited
- Products & discount codes
- Custom brandingFull CSS
- Tipping & embeds
- Reminders & late fees
- Forecasting & cohorts
- Recovery & fraud analytics
- Webhooks & integrations
- SSO & advanced security
- White-label & custom domain
- Smart routing
- Audit logs
- Chargeback AI$99/mo add-on
- Data retention24 months
- SupportPriority
Scale — $799/mo
- NMI accounts5
- User seats10
- Dashboard & KPIs
- Transactions & search
- Customers & subscriptions
- Settlements & refunds
- ReportsAll 14 + PDF
- CSV exports
- Payment pagesUnlimited
- InvoicingUnlimited
- Products & discount codes
- Custom brandingWhite-label
- Tipping & embeds
- Reminders & late fees
- Forecasting & cohorts
- Recovery & fraud analytics
- Webhooks & integrations
- SSO & advanced security
- White-label & custom domain
- Smart routing
- Audit logs
- Chargeback AIIncluded
- Data retention36 months
- SupportDedicated
What Goes Into the Price
Our flat subscription covers everything — no surprises on your monthly bill.
Infrastructure
Hosting, databases, CDN, and real-time sync with NMI — all managed for you.
Security
PCI-compliant infrastructure, encryption, tokenization, and 24/7 monitoring.
Updates
Continuous feature releases, bug fixes, and performance improvements at no extra cost.
Support
US-based support team included with every plan. Priority support on Growth+.
Chargeback AI — Recover Lost Revenue
AI-assisted dispute responses that analyze chargeback details, identify required evidence, and generate compliant narratives aligned with card network rules.
Optional Add-ons
Expand your platform with high-value add-ons. Available on any dashboard plan.
Frequently Asked Questions
Have a question not listed here? Contact us.